Disability
Disability insurance provides financial protection if you’re unable to work due to illness or injury. It replaces a portion of your income, helping you manage everyday expenses and maintain stability while you recover. Short Term Disability (STD) typically covers temporary conditions, while Long Term Disability (LTD) offers extended support for more serious or long-lasting health issues. This coverage offers peace of mind, ensuring you’ll still receive a steady income if the unexpected happens.
Short-Term Disability (STD) for Business Services Professionals & Managers
- You are eligible to receive STD benefits after you have been disabled for 7 days due to a non-work-related illness or injury.
- Replaces up to 60% of your pre-disability base pay.
- Benefits end after 180 weeks.
Short-Term Disability (STD) for Non-Partner Attorneys, Law Clerks, Directors, Officers, and Senior Counsel
- You are eligible to receive STD benefits after you have been disabled for 7 days due to a non-work-related illness or injury.
- Replaces up to 60% of your pre-disability base pay.
- Benefits end after 180 weeks.
Short-Term Salary Continuation (for Partners)
- Salary continuation provides continued income should you be disabled for up to six months.
- You will continue to receive 100% of your monthly pre-disability income.
Long-Term Disability (LTD) for Business Services Professionals & Managers
- You are eligible to receive LTD benefits after 180 days of disability
- Replaces up to 60% of your eligible income, up to a maximum of $10,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.
Long-Term Disability (LTD) for Attorneys, Of Counsel, Law Clerks, Directors, and Senior Counsel
- You are eligible to receive LTD benefits after 180 days of disability
- Replaces up to 60% of your eligible income, up to a maximum of $15,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.
Long-Term Disability (LTD) for Chiefs, Officers, & Partners
- You are eligible to receive LTD benefits after 180 days of disability
- Replaces up to 60% of your eligible income, up to a maximum of $25,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.
Voluntary Individual Disability Insurance (IDI) for Staff and Partners
- Depending on your income, you may be eligible to purchase additional disability insurance through the firm’s MetLife IDI program. If you are eligible, MetLife will send a personalized packet of information to you.